What kind of debts can be consolidated with debt consolidation loans?
Unsecured personal loans, medical bills, student loans, credit card bills, student loans, unsecured personal loans can all be consolidated with the help of debt consolidation loans.

What is debt consolidation?
Debt consolidation means combining all current loans and debts into one new loan with new terms and conditions in an endeavour to reduce the total outstanding debts, at a reduced interest rate. Debt consolidation is a new agreement which enables repayment of debts with lower monthly instalments.

Can I pay my debt consolidation loan earlier?
Yes. If circumstances sanction, you can easily repay your debt consolidation loan earlier. Usually, there is no pre-payment penalty. However, it is important to read the documents carefully before agreeing as this clause may differ from loan to loan.

How is debt consolidation better than a loan?
You are already struggling with repaying your current debts. A new debt will only increase your burden. A new loan will be financially harmful and should be avoided.

What about my personal information which I provide online?
We completely understand that the information you provide online is personal, and it is thus treated with as much care as possible. We take adequate steps to provide complete confidentiality and security.

Can a mortgage or car loans be consolidated?
No. Only unsecured debts are consolidated under a consolidation programme. Loans which are not backed by any collateral can be consolidated under debt consolidation.

Is a debt consolidation loan available for bad credit borrowers?
Yes, we can find debt consolidation loans for bad credit borrowers. We can help them find appropriate loans according to their credit condition and repayment ability.

Can I repair my credit with debt consolidation?
Yes, credit can be repaired with debt consolidation loans. This is however a gradual process. If you are regular with your debt consolidation loan repayment, you can improve your credit over some time.